Tagged: risk

March 30, 2016 @ 3:20 pm By Samantha Hurst  |  

On Wednesday, Singapore-based bullion retailer, Silver Bullion Pte Ltd., announced the launch of its 1-month bullion secured peer-to-peer(P2P) loans. Silver Bullion previously offered loan durations of 6 months, 12 months and 24 months secured by physical gold and silver collateral stored in its vault, The Safe… Read More

March 29, 2016 @ 1:20 pm By Amy Wan  |  

  In translating the JOBS Act into final regulations, the SEC sought to protect investors in myriads ways: limiting certain opportunities to accredited investors, implementing caps on the annual amount certain investors may invest, and requiring certain disclosures, among other things. Understandably, the bulk of… Read More

January 15, 2016 @ 10:03 am By JD Alois  |  

The Innovative Finance ISA is a huge opportunity for the peer to peer lending industry.  Yet the introduction of the new ISA also highlights an ongoing issue for P2P platforms: The profound need to inform and educate potential investors and advisors of their services. Sure… Read More

November 3, 2015 @ 1:00 am By JD Alois  |  

Symbid [OTCQB:SBID], one of the world’s first investment crowdfunding platforms, is warning about industry risk.  The company is warning that “investors are too preoccupied by interest rates and ignoring the risks”. According to Symbid, this lack of awareness has compelled them to launch a media… Read More

October 27, 2015 @ 1:49 am By Midori Yoshimura  |  

Last week, Financial Conduct Authority Chair and acting CEO Tracey McDermott visited Parliament last week, and spoke before the Treasury Select Committee on topics including alternative financing sources. She addressed questions of risk for investors in crowdfunding and peer-to-peer lending, as well as the role of regulation…. Read More

September 10, 2015 @ 9:09 am By Ben Miller  |  

The investment crowdfunding space is on fire – growing by more than 1000% a year. Within real estate alone, total investment is projected to hit $2.5 billion by the end of December. Meanwhile, FinTech has become glorified as a revolution in finance ready to take… Read More

September 4, 2015 @ 12:24 pm By Erin Hobey  |  

Self Invested Personal Pensions (SIPP) assist marketplace lenders such as Ablrate and Ratesetter (the first consumer P2P platform to be available through a SIPP),  in sourcing loans.  Research from Yorkshire Building Society “highlighted a lack of understanding about peer-to-peer investment (P2P) and the potential risks it poses… Read More

September 3, 2015 @ 1:01 am By Midori Yoshimura  |  

    In Germany, investment crowdfunding is doing well–both debt-based and equity-based crowdfunding jumped notably in Q1 2015 versus Q4 of 2014, according to numbers from the German Crowdfunding Network. What of the country’s peer-to-peer lending? Dominik Steinkuehler, co-founder and CEO of Lendico, a multinational P2P lending platform,… Read More

August 21, 2015 @ 5:30 pm By Swati Chaturvedi  |  

As more investors start to look to equity crowdfunding, to get beyond the typical mobile app startup, it’s important to see what’s going on in deep technology. We define deep technology as companies founded on a scientific discovery or meaningful technological innovation. Deep technology startups… Read More

August 13, 2015 @ 2:45 am By Midori Yoshimura  |  

  “Finding the right balance between financial reform and risk prevention will be one of the most important issues of our time,” writes Ruizhe Zhang of Dagong Global Credit Rating Co Ltd, in a recent China Daily op-ed on ECNS. Following the release of Internet finance guidelines… Read More

August 7, 2015 @ 12:49 am By Midori Yoshimura  |  

    Would a “Safe Room,” a storage facility filled with 80 tonnes of silver and a tonne of gold, worth about S$120 million total, increase your confidence about participating in a peer-to-peer loan platform? Silver Bullion, a Singapore-based bullion retailer, is counting on it. The company just launched… Read More

August 5, 2015 @ 4:56 pm By Anthony Zeoli  |  

The awareness and popularity of real estate based equity crowdfunding (i.e. “RECfunds”) continues to grow exponentially. As do the number of real estate crowdfunding portals. RECFunds offer substantial benefits to today’s investors including access to multiple types of projects, smaller barriers to investment, and portfolio… Read More

June 1, 2015 @ 9:15 am By Erin Hobey  |  

  “The technology Orchard builds connects hundreds of millions of dollars of institutional capital to a rapidly expanding number of originators across multiple asset classes. This ultimately touches borrowers in an efficient and transparent manner, which truly makes what we do “many to many.” Orchard… Read More

April 3, 2015 @ 2:08 am By Midori Yoshimura  |  

MoneyPlace, Australia’s newest P2P lending market, has confirmed that it plans to begin trading in the June quarter, joining current popular platforms SocietyOne, RateSetter and ThinCats, according to BankingDay. The Melbourne-based company will focus on the personal loan market, with a minimum loan of $5,000 on three-year… Read More

March 14, 2014 @ 11:54 am By Charles Luzar  |  

In a blog post published yesterday, PayPal Chief Risk Officer Tomer Barel announced a set of changes regarding how PayPal will approach crowdfunding as a payment provider. Consider this excerpt, emphasis ours… Together with the crowdfunding sites, we identify if campaigns are strictly fundraising or… Read More

March 4, 2014 @ 9:06 am By Charles Luzar  |  

Throughout 2013, PayPal and crowdfunding project creators repeatedly found themselves at odds. First it was Lab Zero Games, the company behind the hugely popular campaign for Skullgirls. Paypal froze Lab Zero’s account only to later release all but $35,000 of Lab Zero’s Indiegogo cash. It… Read More

January 9, 2014 @ 10:52 am By Charles Luzar  |  

For a lot of people, crowdfunding is Kickstarter. That is just how big New York City’s rewards-based crowdfunding stalwart has grown. Yesterday saw the release of Kickstarter’s 2013 recap. We covered it here on Crowdfund Insider, and it was inevitably picked up by just about every blog… Read More

December 17, 2013 @ 10:45 am By Sherwood Neiss  |  

The future of Impact Investing and Crowdfunding was on display in Nairobi, Kenya last week.  At the World Bank/infoDev’s annual funding meeting their budget was divvyed up among the creation of Climate Innovation Centers (CIC) in Kenya, Ethiopia, South Africa, Vietnam and the Caribbean and… Read More

November 4, 2013 @ 9:20 am By Charles Luzar  |  

The links in today’s roundup are kind of gloomy, but they do include some interesting and arguably valid concerns about crowdfunding moving forward. Do you think any or all of these concerns are valid? Let us know in the comments. PostCrescent.com | Crowdfunding trend gets… Read More

October 19, 2013 @ 2:57 pm By Charles Luzar  |  

VentureBeat: WePay’s API pays off, handles 648% more crowdfunding volume than last year The headline says it all… WePay is seeing some pretty impressive traction providing payment services to crowdfunding campaigns, but they’re quickly moving toward robust solutions for platforms as well. A provided API has… Read More