Opinion

Editorial opinions and perspective on Fintech.

No Code Integration Company Digibee Co-Founder Says Open Banking Is Revolution that Could Streamline Financial System

  Rodrigo Bernardine, Co-founder at Digibee Inc, a company that aims to connect enterprises to the world 10x faster with “No Code” Integration methods, claims that Open Banking is a revolution that could streamline or enhance the existing financial system. He notes that banks require… Read More

Low Taxes, Business Friendly: Wyoming Welcomes Economic Growth Including Blockchain Firms

Wyoming is one of several US states that does not assess a state income tax. In the past few years, there has been an exodus of both individuals and companies to these business-friendly states as people vote with their feet. Wyoming is also one of… Read More

Cryptocurrency Token Holders will Eventually have More Rights than Creators or Issuers, Blockchain focused Lawyer Claims

Gabriel J. Shapiro, a US attorney focused on mergers and acquisitions (M&A), venture, governance, Infosec, and digital assets, has noted that if you really care about cryptocurrency-related laws and proper governance, then you should know that the most “important” or relevant content out there right… Read More

OCC Crypto Guidance Used to Assure National Banks as Certain States Move Aggressively into Digital Assets

Earlier this week, the Office of the Comptroller of the Currency (OCC) – the leading national bank regulator, provided guidance on banks and stablecoins. The guidance was designed to provide “greater regulatory certainty for banks” operating in this sector. Stablecoins are digital assets typically tied… Read More

CBDCs Might Help Reduce Fraud, Streamline Auditing Processes, and Enable Financial Inclusion, NEM Group Executive Explains

Antony Welfare, Chief Commercial Officer at NEM Group, an organization supporting the development of NEM, a blockchain or distributed ledger technology (DLT) based platform for building enterprise-grade applications, states that blockchain tech is now more than 10 years old (as far as its application is… Read More

Transferwise Books 4th Year of Profitability, Serves Over 8 Million Individuals, Processing £67 Billion in Fiscal Year

Transferwise, a Fintech unicorn and fast-growing stealth bank, has published its annual report for the fiscal year ending March 2020. According to the document, Transferwise’s annual profit more than doubled to £20.4 million during the year – the fourth year in a row that the… Read More

Sam Bankman-Fried, CEO at FTX, Claims Blockchain Project Avalanche has a “Real Team” and are “Building Real Products”

Sam Bankman-Fried, CEO at FTX, a cryptocurrency derivatives exchange and Alameda Research, has commented on some blockchain projects that he thinks are worth talking about and appear to be making some progress. While confirming that he’s not offering investment advice, Sam said that Solana (SOL)… Read More

ECB: In Speech at Franco-German Parliamentary Assembly, Christine Lagarde Talks Up Digital Euro

  Lagarde, the President of the European Central Bank, addressed the Franco-German Parliamentary Assembly yesterday (Sept. 21) talking about the strength of the “European Project” while casting an eye on the future of further integration as well as the ongoing effort to achieve a Digital… Read More

Rise of Fintech May be Small Business Ecosystem’s Biggest Game-Changer, According to Industry Veteran

Sadie Williamson, founder of Williamson Fintech Consulting, notes that the rise of Fintech may be considered the small business ecosystem’s “biggest game-changing” developments of the past several years. Williamson acknowledges that Fintech products aren’t yet mature enough to fully replace legacy banking systems. However, she… Read More

Bitcoin (BTC) Could Potentially be Added to Well-Diversified Investment Portfolios, Yassine Elmandjra from ARK Invest Argues

Yassine Elmandjra, an analyst at ARK Investment Management, a company that invests in Fintech projects and other next-generations technologies, says that Bitcoin’s (BTC) blockchain will “contribute more dramatically and profoundly to the evolution of monetary and financial systems than any other breakthrough in history.” Elmandjra,… Read More

Crypto Lawyer Stephen Palley Says It’s Very Challenging to Advise Clients in the DeFi Space, After Uniswap Introduces UNI Governance Token

Uniswap, a non-custodial Ethereum token exchange, recently introduced a “governance” token, called UNI. There will be 1 billion UNI tokens that will be released to the general public over the course of the next 4 years. UNI tokens will be allocated to Uniswap’s community members…. Read More

Sheila Warren from the World Economic Forum Explains Why She’s “Quite Bullish” about Blockchain and Its Future Impact

Sheila Warren, Head of Blockchain, Data, and Digital Assets at the World Economic Forum (WEF), an independent international organization committed to improving the state of the world by engaging business leaders of society to shape global agendas, says that she’s “quite bullish” about blockchain and… Read More

Wyoming’s Digital Asset Strategy Should Inspire Scotland to Emulate its Success: Report

This past week Kraken, a leading US-based digital asset exchange, was approved by the state of Wyoming for a bank charter. The first of its kind in the state, the Special Purpose Depository Institution (SPDI) means that Kraken Financial will operate pretty much just like… Read More

$1.3 Trillion was Spent on Digital Transformation in 2018, About $900 Billion “Went to Waste,” Fintech Exec Reveals

Satya Nadella, CEO of Microsoft, recently noted that we’ve experienced two years of digital transformation in just two months due to the acceleration of the shift towards all-digital platforms and services following the COVID-19 outbreak. Business ideas that may have been considered unthinkable or inconceivable… Read More

INX Digital Security Offering Hits First Hurdle, in the US Currently Investors in 14 States May Participate but Must Adhere to Suitability Rules

Last week in a release, INX Limited said it had topped its $7.5 million offering hurdle for the initial public offering of its digital security. INX added that it is now accepting payments in Bitcoin (BTC), Ether (ETH) and USD Coin (USDC) as of this… Read More

New Report Says Reg CF is a Success, Highlights Funding by Congressional District: Creates Policy Opportunity for COVID Recovery

A new report pertaining to Reg CF (Regulation Crowdfunding) says the Jumpstart Our Businesses Startup Act (JOBS Act) securities exemption is creating economic success for small business owners in need of growth capital. The report outlines Reg CF utilization by Congressional District – highlighting the… Read More

European Draft Regulation of Crypto-Assets Seeks Innovation Friendly Approach as Usage of Blockchain in Financial Services Grows

Draft regulation crafted by the European Commission that pertains to crypto-assets (digital assets) and blockchain tech in financial services has surfaced on the web. Final legislation has been anticipated at some point this month as European policymakers seek to foster an “innovation-friendly” approach that assures… Read More

Cross-Border Payments are on the “Cusp of Transformation” According to Executive from Fintech Ripple

Marcus Treacher, the SVP of Customer Success at American Fintech Ripple, notes that the world’s cross-border payments market is highly fragmented. But he claims that international transactions are now being redefined by “the power of ISO standardization” and the innovative technology approach of RippleNet, which… Read More

Dr. Joshua Ellul, the Chairman of Malta Digital Innovation Authority, Expresses Concerns About Crypto Regulations

Dr. Joshua Ellul, the Chairman of Malta Digital Innovation Authority and Director of Centre for DLTs, University of Malta, has published an open letter to European Union (EU) regulators focused on cryptocurrencies. The letter is also meant to inform relevant policy advisors and makers in… Read More

Christine Lagarde, President of ECB, Says lack of Digital Payments Integration in Europe has Led to Foreign Providers taking Charge

Christine Lagarde, the President of the European Central Bank (ECB), has noted that money facilitates both transactions and relationships. According to the former International Monetary Fund (IMF) chair, money may be considered “an expression of sovereignty.” Lagarde, whose comments came during the recently held Deutsche… Read More

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