Tagged: perspective

August 12, 2024 @ 1:56 pm By JD Alois  |  

Last week, it was reported that Ripple had paid a $125 million penalty to settle an enforcement case brought by the Securities and Exchange Commission (SEC). Ripple, the issuer of XRP, was found guilty of selling unregistered securities, but the penalty was far smaller than… Read More

August 5, 2024 @ 4:52 pm By JD Alois  |  

SEC Commissioner Mark Uyeda recently spoke at an event sponsored by Schwab. Commissioner  Uyeda spoke during a session to address the “regulatory onslaught” that has taken place during Chairman Gary Gensler’s tenure at the agency. In notes provided to CI, Uyeda commented on the impact… Read More

August 5, 2024 @ 9:49 am By JD Alois  |  

The sky is about to fall today as markets are tanking following the US Federal Reserve’s decision not to cut rates, a moribund jobs report in the US, and Warren Buffet dumping half of his position in Apple (the largest holding in his portfolio), driving… Read More

July 30, 2024 @ 1:30 pm By JD Alois  |  

The Biden Administration has sought to undermine the digital asset industry. Leading the anti-crypto charge has been Gary Gensler, the Chairman of the Securities and Exchange Commission. As President Joe Biden has recently exited the Presidential campaign, this may lead to a change in policy posture for the current… Read More

July 16, 2024 @ 8:30 pm By JD Alois  |  

  On June 30, 2024, the Markets in Crypto-Assets (MiCA) regime went into effect in the EU. MiCA regulates non-security digital assets, including stablecoins. The EU legislation aims to create an environment where digital asset innovation may take place while providing a compliant ecosystem to… Read More

July 16, 2024 @ 11:51 am By JD Alois  |  

Douglas Grant, Managing Director at Conister Bank, says the new Labour government must incentivize investors to support UK SMEs. The UK already has several programs in place to provide significant tax incentives to support early-stage and private firms. These include the popular EIS/SEIS program and… Read More

July 11, 2024 @ 10:01 am By JD Alois  |  

The new Labour government is expected to “embrace” the UK Fintech industry. The UK has long been a top global financial services sector, and support of Fintech is key to growth and ongoing relevance. According to a report in CityAM, the new Chancellor of the… Read More

July 8, 2024 @ 11:00 am By Omar Faridi  |  

  Kenny Chan, GM at StraitsX, recently shared key insights with Crowdfund Insider. StraitsX is a payments infrastructure for the digital assets space in Southeast Asia. The company is also a Major Payment Institution licensed by the Monetary Authority of Singapore and is part of… Read More

July 5, 2024 @ 10:06 am By JD Alois  |  

As the Tories lick their wounds after a historic defeat in the polls, we wonder what Labour’s rise will mean for the vital Fintech industry and tech in general. While incoming Prime Minister Keir Starmer has published a hundred-day plan, it is not yet apparent… Read More

July 2, 2024 @ 7:19 pm By JD Alois  |  

The Small Business and Entrepreneurship Council (SBE Council) has commented on the current economic environment pertaining to smaller firms. Following the recent Presidential debate in Atlanta, the SBE Council noted that small businesses received little attention from either President Jo Biden or prior President Donald… Read More

July 2, 2024 @ 7:06 pm By Andrew Corn  |  

The ecosystem for capital-raising for commercial real estate is slowly embracing something new: the ability to raise significant capital directly from retail investors and blending it with capital from family offices, and other smaller institutions. We’re in a new age of capital raising for the… Read More

June 24, 2024 @ 3:38 pm By Nick Morgan  |  

In a recent episode of Capital Ideas, hosts Nick Morgan and Dara Albright interviewed Jonathan Dunsmoor, a recovering securities attorney and the Chief Development Officer of The Blue Rock Organization, a company leveraging blockchain innovation to democratize economic opportunities. Dunsmoor highlighted, for example, how blockchain… Read More

June 17, 2024 @ 2:06 pm By JD Alois  |  

Last month, the Tokenization Report  Act of 2024 (HR 8464) was introduced into Congress. The House legislation is sponsored by Representative William Timmons, a Republican from South Carolina. The bill, as it stands today, compels multiple federal authorities to review the potential of taking traditional… Read More

June 14, 2024 @ 10:11 am By JD Alois  |  

The securities crowdfunding industry needs to do a better job of highlighting successes for investors as well as embracing the failures. Entrepreneurship generates enormous benefits for society, but investors backing these early-stage firms are taking on a lot of risk. Most startups fail, and some… Read More

June 12, 2024 @ 12:40 pm By JD Alois  |  

While it should be obvious to everyone, high individual taxes hinder investment and innovation and diminish wealth creation – which can create benefits for all. The flipside to high taxes is a central authority that provides more social services, or entitlements, to the population while… Read More

June 12, 2024 @ 12:08 pm By JD Alois  |  

This past week, WSJ.com published an article that criticized investment crowdfunding, specifically Regulation A (Reg A+). Reg A+ is a securities exemption that enables early-stage or smaller firms to raise up to $75 million. The security exemption requires an issuer to submit documents to the… Read More

June 10, 2024 @ 5:39 pm By JD Alois  |  

An article in WSJ.com has taken aim at Regulation A, or the Reg A+ securities exemption used by firms to raise money online. Reg A+ is one of the securities crowdfunding exemptions available for businesses to pursue an online funding round. Reg A is joined… Read More

June 9, 2024 @ 6:29 pm By JD Alois  |  

Last month, the SEC Small Business Capital Formation Advisory Committee (SBCFAC) told the Commission to make the definition of an Accredited Investor more inclusive. This is not the first time the Committee has advised the Commission to update the definition and make it more rational… Read More

May 31, 2024 @ 4:30 pm By Suki Gao  |  

To the surprise of nobody, female-led SMEs often face significant hurdles in the hyper-competitive global marketplace, primarily due to systemic biases and gender disparities entrenched within financial systems. Studies have consistently shown that women entrepreneurs encounter more challenges in securing financing compared to their male… Read More

May 29, 2024 @ 8:46 am By Omar Faridi  |  

Karim Haji, Global and UK Head of Financial Services at KPMG, comments on today’s March Money and Credit statistical release from the Bank of England. Karim noted: “A rise in consumer borrowing in March signals that many stretched households continue to battle the cost of… Read More