Tagged: transunion

November 16, 2025 @ 10:51 pm By Omar Faridi  |  

TransUnion (NYSE: TRU) launched a new solution designed to combat credit washing—the practice of removing legit, accurate and “non-obsolete” credit data from credit profiles. TransUnion’s so-called Credit Washing Solution helps financial institutions detect and combat this concerning threat. This year, around 5% of U.S. consumers… Read More

November 4, 2025 @ 11:11 pm By Omar Faridi  |  

Patterns in consumer credit risk indicate a prominent divide among US based consumers, as some demonstrate “heightened financial resilience,” meanwhile others are now facing growing challenges. These latest insights have come from TransUnion’s (NYSE: TRU) Q3 2025 Credit Industry Insights Report, which also reveals how… Read More

September 18, 2025 @ 12:42 pm By Omar Faridi  |  

In an era where digital transactions dominate, identity fraud has evolved into a sophisticated menace. TransUnion (NYSE: TRU) research shines a spotlight on synthetic identity fraud, a deceptive practice that blends real and fabricated personal information to create phantom personas. These “synthetic identities” evade traditional… Read More

September 15, 2025 @ 10:31 pm By Omar Faridi  |  

TransUnion (NYSE: TRU), a global information and insights company, has released reports that shed light on how Americans are coping with inflation and leveraging rent payments to bolster their financial profiles. Unveiled in September 2025, these analyses highlight diverse consumer strategies amid rising costs and… Read More

September 1, 2025 @ 9:32 pm By Omar Faridi  |  

A recent analysis by TransUnion (NYSE: TRU), a global firm focused on consumer credit reporting, has uncovered a significant correlation between rising payment-to-income (PTI) ratios and increasing mortgage delinquency rates, offering lenders a critical early warning tool to manage financial risk. Released on August 28,… Read More

August 29, 2025 @ 3:18 pm By Omar Faridi  |  

In a new cybersecurity incident, TransUnion (NYSE: TRU), one of the three major credit bureaus in the United States, has revealed a data breach compromising the personal information of more than 4.4 million consumers. The breach, disclosed on August 28, 2025, underscores the growing vulnerabilities in… Read More

August 15, 2025 @ 2:28 pm By Omar Faridi  |  

TransUnion’s Q2 2025 Credit Industry Insights Report (CIIR) reveals a U.S. consumer credit market demonstrating resilience and disciplined behavior amid a complex economic landscape. Released on August 14, 2025, the research report highlights steady credit usage, controlled balance growth, and declining delinquency rates across key… Read More

August 14, 2025 @ 5:24 am By Omar Faridi  |  

In a financial ecosystem where every dollar counts, a new analysis from TransUnion (NYSE: TRU) offers a bit of hope for American auto loan borrowers. According to the study, approximately 18 million of the nearly 80 million open auto loans in the U.S. are “in-the-money”… Read More

June 27, 2025 @ 5:39 pm By Omar Faridi  |  

Less than two months since the U.S. Department of Education resumed collections activities among defaulted federal student loan borrowers, new research from TransUnion (NYSE: TRU) reveals that the number of consumers delinquent on student loans and at risk for entering default continues to climb. The… Read More

June 1, 2025 @ 9:50 pm By Omar Faridi  |  

As consumers grapple with rising costs and high interest rates, recent studies have revealed an increased reliance on credit products to help make ends meet. Despite the seemingly rapid growth in balances, a new analysis by TransUnion (NYSE: TRU) uncovers a more complex reality. According… Read More

April 27, 2025 @ 7:44 pm By Tony Zerucha  |  

Affirm Holdings, Inc. (NASDAQ: AFRM) is expanding the credit reporting of its pay-over-time products to TransUnion (NYSE: TRU), the companies jointly announced today. All Affirm pay-over-time loans issued from May 1 onward, including Pay in 4 and longer-term monthly installments, will be reported to TransUnion…. Read More

April 18, 2025 @ 12:19 am By Omar Faridi  |  

One year ago, TransUnion (NYSE: TRU) introduced its transformative OneTru solution enablement platform for “managing, governing, analyzing and delivering data, identity and insights.” Today, OneTru delivers “on its promises, accelerating and expanding the pace and breadth of the company’s innovation.” Over the course of 2024… Read More

March 27, 2025 @ 7:29 am By Omar Faridi  |  

TransUnion (NYSE: TRU) announced it completed a FedRAMP Ready assessment for TruValidate solutions for government, which help public agencies interact with American public users to help protect against fraud. The Federal Risk and Authorization Management Program (FedRAMP) is a government-wide program that provides “a standardized… Read More

March 6, 2025 @ 6:04 pm By Omar Faridi  |  

Tax refund theft is an annual concern and 2025 brings an elevated risk, according to a TransUnion (NYSE: TRU) analysis. Researchers found that in 2024 there were “970 data breaches in which fraudsters obtained the kinds of personally identifiable information (PII) required for various forms… Read More

January 16, 2025 @ 5:15 pm By Omar Faridi  |  

TransUnion (NYSE: TRU) latest research finds “shifting preferences” in communication channels and increased investments in AI tools Utilizing data to drive the right approach in a rapidly changing environment is becoming “more impactful to recovery and collections performance than ever.” Those that do will be… Read More

January 9, 2025 @ 9:49 pm By Omar Faridi  |  

TransUnion (NYSE:TRU) has signed a definitive agreement to acquire U.K.-based Monevo, a credit prequalification and distribution platform that empowers lenders and banks to deliver personalized credit offers to consumers via comparison sites and other third parties. TransUnion currently owns 30% of the equity of Monevo… Read More

October 18, 2024 @ 5:58 pm By Omar Faridi  |  

A recent TransUnion (NYSE: TRU) analysis finds that fraud is said to be costing businesses the equivalent of nearly 7% of revenues. According to the extensive report from TransUnion, three in four business professionals indicated fraud stayed the “same or increased” in the last year;… Read More

September 17, 2024 @ 2:09 pm By JD Alois  |  

TransUnion (NYSE: TRU) and MoneyLion (NYSE: ML) will be working together. MoneyLion will be utilizing TransUnion’s data and credit solutions as part of its hosted credit-decisioning platform. Dee Choubey, co-founder and CEO of MoneyLion, said by integrating Transunion’s credit data they will be able to… Read More

September 16, 2024 @ 2:15 pm By Omar Faridi  |  

TransUnion (NYSE: TRU) announced that it is strengthening its partnership with leading income and employment verification provider, Truework. The new arrangement enables a single-click solution, via TransUnion third-party platform integration, for a deeper resident screening workflow “that adds a powerful income and employment verification waterfall.”… Read More

September 6, 2024 @ 8:39 am By Omar Faridi  |  

Credit union balances have been rising, led by consumers on both ends of the credit risk spectrum, according to an update from TransUnion (NYSE: TRU). TransUnion’s Q3 2024 Credit Union Market Perspectives Report explores “the current state of consumer credit and its impact on credit… Read More