Tagged: fico

December 30, 2025 @ 12:28 am By Tony Zerucha  |  

Ahead of the Christmas spending peak, the October 2025 credit card data from global analytics software leader FICO showed a decline in credit card spending in the UK compared with the previous month and the previous year. Lower spending led to average balances falling for… Read More

November 25, 2025 @ 12:58 pm By Tony Zerucha  |  

GFT Technologies and FICO have joined forces in a new global partnership. Their goal: help banks act in real-time, stop fraud early, and simplify risk decisions using AI. “This partnership reflects what the market needs most: speed, trust, and intelligence at scale,” said Marco Santos, global CEO of… Read More

November 23, 2025 @ 8:03 pm By Omar Faridi  |  

Analytics software provider FICO (NYSE: FICO) announced a partnership with Plaid, a financial data network, in order to enable the so-called next generation of the cash flow UltraFICO Score. This solution will combine the FICO Score, used by US lenders, with real time cash-flow data… Read More

July 18, 2025 @ 10:10 am By Tony Zerucha  |  

The FICO European Fraud Map 2024 has revealed a worrying trend of rising card fraud levels and losses across the continent. The data from Euromonitor International on 18 countries shows that card-not-present fraud dominates card fraud losses and has increased across most countries. E-commerce fraud, e-wallet, social… Read More

June 25, 2025 @ 10:37 am By Omar Faridi  |  

In a significant shift for the consumer credit landscape, Fair Isaac Corporation (FICO), the company behind the widely used FICO credit score, announced that it will incorporate Buy Now, Pay Later (BNPL) loan data into its credit scoring model. This move, reported by The Wall… Read More

June 23, 2025 @ 5:11 pm By Omar Faridi  |  

HomeFree-USA announces the Experian CreditCenter, a free tool, backed by FICO, to empower potential homebuyers. This initiative is an extension of Experian’s ongoing partnership with HomeFree-USA, “aimed at promoting financial inclusion and supporting the path to homeownership in the United States.” The resource is available… Read More

February 9, 2025 @ 3:13 pm By Omar Faridi  |  

FICO (NYSE: FICO), global analytics software provider, released key guidance and takeaways from a study that has recently analyzed the impact of including ‘Buy Now, Pay Later’ (BNPL) loans in a consumer’s FICO Score. FICO conducted the 12-month study in partnership with Affirm (NASDAQ: AFRM),… Read More

April 19, 2024 @ 11:06 am By Omar Faridi  |  

Cognizant (NASDAQ: CTSH) announced a planned collaboration with FICO (NYSE: FICO),  a analytics software company, to launch a cloud-based real-time payment fraud prevention solution powered by FICO Falcon Fraud Manager. The joint offering would leverage both firms’ artificial intelligence (AI) and machine learning (ML) technology… Read More

April 11, 2024 @ 9:55 pm By Omar Faridi  |  

Atto, a provider of credit risk solutions using transactional data, is pleased to announce a strategic partnership with FICO (NYSE: FICO), a global analytics software firm, for the UK market. This partnership will enable UK lenders to easily integrate Open Banking data into the credit scoring… Read More

August 15, 2023 @ 9:42 am By Omar Faridi  |  

PULSE, a Discover Financial Services (NYSE: DFS) company and operator of the PULSE debit network, has agreed to an extension of its partnership with global analytics software provider FICO (NYSE: FICO). PULSE and FICO collaborate “to deliver fraud-detection technology that reduces losses and risk exposure… Read More

May 22, 2023 @ 2:11 pm By Omar Faridi  |  

Teradata (NYSE: TDC) and FICO, the analytics software provider (NYSE: FICO), announced an agreement under which they plan “to bring to market integrated advanced analytic solutions for real-time payments fraud, insurance claims, and supply chain optimization.” Bringing data, analytics and insights together in one environment… Read More

July 21, 2022 @ 6:55 pm By Omar Faridi  |  

Global analytics software provider FICO (NYSE: FICO) announced a partnership agreement with Israel’s Open-Finance.ai, a risk, finance and compliance software enabler of open banking and finance services and consulting firm headquartered in Tel Aviv. Through this agreement, Open-Finance.ai will “integrate the FICO® Blaze Advisor® decision… Read More

November 17, 2021 @ 8:31 pm By Omar Faridi  |  

Applied intelligence firm, FICO, has announced the launch of FICO Originations Solution. Powered by FICO Platform, the next-gen of its loan origination solution will be delivered globally on Amazon Web Services (AWS) Cloud. As mentioned in a release, the solution “empowers businesses to deliver …… Read More

June 28, 2021 @ 7:43 am By Omar Faridi  |  

Slovenská sporiteľňa, which is one of the largest commercial banks in Slovakia, has reportedly selected FICO Decision Optimizer in order to enhance profitability while also improving portfolio management for its existing cash loan portfolio. By using FICO’s advanced AI-enhanced optimization, the banking institution will be… Read More

June 23, 2021 @ 9:25 am By Omar Faridi  |  

Analytics software company FICO recently revealed that Switzerland-based PostFinance will be protecting almost 3 million debit cards with the FICO® Falcon® Platform, an AI-enhanced payments card protection solution. PostFinance, the financial services division of Swiss Post, says it will be using the Falcon Platform to… Read More

May 5, 2021 @ 11:37 pm By Omar Faridi  |  

During the past year, firms have been focused on accelerating their digital transformation strategies in order to maintain operations in a post-COVID environment. Their investments in digital technology have been essential to retaining business and clients. Companies now require the tools to conduct business remotely,… Read More

June 7, 2020 @ 7:07 pm By JD Alois  |  

As was previously announced, FICO or French-ICO has commenced trading on the Toulouse, France based cryptocurrency exchange Zebitex. French-ICO is a primary issuance platform for firms interested in raising capital via a digital asset offering. FICO was the very first initial coin offering (ICO) to… Read More

May 31, 2020 @ 10:24 pm By Omar Faridi  |  

Global analytics software firm FICO reports that Malaysian consumers are more comfortable with using their mobile devices to open and manage bank accounts when compared to US and Canadian residents. FICO’s Consumer Digital Banking Survey reveals that 23% of Malaysians would rather open a bank… Read More

March 5, 2020 @ 12:15 am By Omar Faridi  |  

Swisscard AECS, a company that provides American Express, Mastercard and VISA cards for private and business customers, has updated its early collections by using FICO analytics. This has reportedly resulted in a net 50% increase in revenue generated from billable collection expenses.  The update has… Read More

October 28, 2018 @ 6:31 pm By JD Alois  |  

FICO (aka Fair Isaac Corporation) has been around since about 1956, back in the day of punch card computers. Widely utilized and frequently criticized, FICO is the most quoted grade when consumers apply for a loan. But Fintech can make a FICO better, or perhaps… Read More