Tagged: legislation

October 10, 2025 @ 11:07 am By JD Alois  |  

The US House of Representatives approved digital asset market infrastructure, the CLARITY Act, last July. Since then, the legislation has been stalled in the Senate as members hash out potential changes to the language of the bill, with Republicans distributing their draft and, more recently,… Read More

September 30, 2025 @ 1:25 pm By JD Alois  |  

Stablecoins can be viewed as a new form of payments. Transfers can be instantaneous, secure, and at a very low cost. As firms that offer stablecoins must hold reserves in safe assets, such as US Treasuries, these funds are generating interest. Yet, stablecoin issuers are… Read More

August 27, 2025 @ 11:45 am By Tony Zerucha  |  

While some view the One Big Beautiful Bill Act as a green light for lax regulation, Green Dot Senior Vice President and General Manager of Embedded Finance, Renata Caine, said many envision themselves in a strict environment for several important reasons. Green Dot offers debit,… Read More

July 30, 2025 @ 4:08 pm By JD Alois  |  

The House Financial Services Committee, along with the Subcommittee on Digital Assets, Financial Technology, and Artificial Intelligence, have joined to introduce legislation that aims to support the usage of Artificial Intelligence (AI) in financial services. According to a public statement, the bill, the Unleashing AI… Read More

July 29, 2025 @ 4:57 pm By JD Alois  |  

Senator Cynthia Lummis, a longtime advocate for digital assets, has introduced the 21st Century Mortgage Act, which requires government-sponsored enterprises to consider digital assets when assessing single-family mortgage eligibility. In effect, if you hold crypto, this asset may be considered as part of your mortgage… Read More

July 28, 2025 @ 11:29 am By JD Alois  |  

The greenback remains king, but the use of physical cash continues to decline as digital payments, typically made via credit/debit cards, continue to grow. As newer forms of payments like stablecoins emerge, two US Senators want to ensure cash will be accepted for purchases at… Read More

July 23, 2025 @ 12:30 pm By JD Alois  |  

A group of Republican Senators has submitted a discussion draft for digital asset market structure legislation. This follows the signing into law of the GENIUS Act, stablecoin legislation, and the approval in the House of Representatives of the CLARITY Act, a similar market structure legislation…. Read More

July 21, 2025 @ 6:19 pm By JD Alois  |  

The US House of Representatives has approved legislation that will update the definition of an Accredited Investor, a rule that currently disenfranchises the majority of the population from a booming market. The current definition determines who may participate in certain private securities offerings, mainly Reg… Read More

July 20, 2025 @ 5:47 pm By Omar Faridi  |  

On July 14, 2025, the U.S. banking landscape took a significant step toward embracing the digital assets and blockchain ecosystem. Blockdaemon has shared key insights following the announcement. As covered, the Federal Reserve, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller… Read More

July 18, 2025 @ 1:23 pm By JD Alois  |  

Yesterday, several bills were approved in the House of Representatives that should dramatically change the landscape for the digital asset sector. The GENIUS Act is legislation that provides federal rules for the issuance and usage of payment stablecoins. This bill will soon be signed into… Read More

July 17, 2025 @ 4:46 pm By JD Alois  |  

Three key acts of crypto legislation have been approved in the House of Representatives today. As was recently reported, the GENIUS Act, payment stablecoin legislation, was approved in the House and is now on its way to the President’s desk to be signed into law…. Read More

July 17, 2025 @ 4:27 pm By JD Alois  |  

After a choppy week of political posturing, the GENIUS Act (S 1582), the legislation that provides federal rules for payment stablecoins, has been approved in the House of Representatives. This means the legislation will soon be presented to the President’s desk to be signed into… Read More

July 17, 2025 @ 9:04 am By JD Alois  |  

During a late-night session of the House of Representatives, HR 580 was approved by a majority of its members, thus allowing key crypto legislation to advance towards a floor vote. HR 580 is a procedural resolution that multiple Republicans were blocking. A vote earlier in… Read More

July 16, 2025 @ 10:48 am By JD Alois  |  

Yesterday, the House of Representatives stalled several cryptocurrency bills in a key procedural vote, causing the House to move to recess and regroup on the legislation. Three crypto bills are in the queue for approval in the House: the CLARITY Act (HR 3633), the GENIUS Act… Read More

July 15, 2025 @ 3:25 pm By JD Alois  |  

The package of crypto bills sitting in the House of Representatives hit a speed bump today as multiple Republicans voted against a procedural measure to advance the legislation. A Resolution (HR 580) which impacted the CLARITY Act (HR 3633), the GENIUS Act (S 1582), the… Read More

July 14, 2025 @ 3:59 pm By JD Alois  |  

With the CLARITY Act and the GENIUS Act on deck this week for House approval, Maxine Waters, the Ranking Member on the House Financial Services Committee, has posted an Op-ed slamming these bills as little more than legislation for and written by the crypto industry…. Read More

July 14, 2025 @ 10:08 am By JD Alois  |  

The Anti-CBDC Surveillance State Act (HR 1919) is one of the crypto-related acts of legislation that is expected to be approved by the House of Representatives this week and then soon become law. A CBDC is a central bank digital currency that is issued by… Read More

July 2, 2025 @ 6:37 am By JD Alois  |  

The CLARITY Act, or the Digital Asset Market Clarity Act of 2025 (HR 3633), is expected to move to a House floor vote as soon as next week. Sponsored by Representative French Hill, the Chairman of the House Financial Services Committee, the legislation aims to… Read More

July 1, 2025 @ 1:04 pm By JD Alois  |  

The One Big Beautiful Bill (HR 1) , the Trump Administration’s tax and spend legislation, has squeaked by the Senate in a vote of 51 to 50. Three Republicans voted no, compelling Vice President JD Vance to cast the tie-breaking vote. All Democrats voted against… Read More

June 27, 2025 @ 12:14 pm By JD Alois  |  

Recently, the House of Representatives passed six bipartisan bills emanating from the House Financial Services Committee. These bills, which will now move over to the Senate will improve access to capital, help smaller invsetors and more. When the House Financial Services Committee was controlled by… Read More