Opinion

Editorial opinions and perspective on Fintech.

Latin America’s Nubank Explores UK Domicile Amid Global Expansion Plans

Nu Holdings Ltd (NYSE: NU), the parent company of Nubank and Latin America’s most valuable fintech, is weighing the possibility of relocating its legal base to the United Kingdom as it eyes broader global expansion, including a potential entry into the highly competitive US markets…. Read More

UK’s PensionBee Calls for Greater Clarity on Pension Transfers Following Appointment of New Pensions Minister

UK’s online pension provider PensionBee recently shared comments following the appointment of Torsten Bell MP as Pensions Minister. Lisa Picardo, Chief Business Officer UK of PensionBee, commented: “We welcome the new Pensions Minister to his new role. With his extensive experience in public policy, we’re… Read More

Bitcoin at New ATH on Inauguration Day

Bitcoin bulls are on today as BTC nears $110,000 on the day of the Presidential inauguration. Today, at 12 noon ET, Donald Trump will become the 47th President after serving as the 45th President in an unprecedented return to office following four difficult years under… Read More

Bitcoin Adoption: Italy’s Intesa Sanpaolo Acquires 11 Bitcoin (BTC) Valued at $1 Million

Italy’s largest bank has embraced Bitcoin, which may be considered a key milestone in financial evolution. In a significant development for crypto adoption, Intesa Sanpaolo, Italy’s largest banking group, has recently acquired 11 BTC worth €1 million, marking the first instance of an Italian bank… Read More

Tokenization Platform Centrifuge Comments on MiCA and EU Crypto Rules, Expectations for the US

MiCA, or markets in crypto markets regulation, aims to create bright-line rules in Europe to enable digital asset innovation. While not regulating digital securities, MiCA covers just about everything else, including stablecoin regulation. The EU wants to encourage the development of new products and services… Read More

UK Industry Professional Says GDP Growth May Be Impacted By Challenging Financial Conditions, Rising Inflation

Yael Selfin, Chief Economist at KPMG UK noted that the UK economy emerges from downturn while “risks of further headwinds rise.” Yael Selfin from KPMG also mentioned the UK GDP returned to growth after two consecutive months of decline, with “growth potentially accelerating in 2025.” They… Read More

Financial Technology Association Tells FDIC to Modify Rules on Custodial Deposits

The Financial Technology Association (FTA) has sent a letter to the Federal Deposit Insurance Corporation (FDIC) telling them to modify rules designed to address custodial deposits. The letter was sent in response to proposed rulemaking on the accounts. The FTA says it supports the FDIC’s… Read More

Blackrock’s Success Highlights the Opportunity of Private Markets

Blackrock (NASDAQ:BLK), the world’s largest asset manager, reported over $11.6 trillion in assets as of the fourth quarter – a record amount. The growth in assets fueled a rise in earnings of $1.67 billion, or an EPS of $10.63, from $1.38 billion, or an EPS… Read More

David Duccini, CEO and Founder of Silicon Prairie, Explains Why He Canceled Funding Portal Status, Expectations for Crowdfunding Industry

Recently, CI reported that Silicon Prairie had exited its status as a Funding Portal. A Funding Portal is a relatively new FINRA-regulated intermediary created under the JOBS Act of 2012. Initially viewed as a path for firms to issue securities under Reg CF, most Funding… Read More

Digital Bank Revolut Expands Product Offering with Focus On Wealth Management

Revolut, the global financial super-app, is making significant strides in its mission to redefine and reimagine modern financial services. With its latest product offering tailored for wealth management and private clients, the Fintech company is positioning itself as a solution for individuals seeking sophisticated financial… Read More

AI May Widen Inequality in Asia But Policymakers Could Counteract with Regulations to Promote Ethical Use of Tech – Report

The IMF has shared an update / analysis on how artificial intelligence will affect Asia’s economies. According to the blog post from the IMF, AI may widen inequality, but policymakers can “counteract this with more effective social safety nets, reskilling programs, and regulations to promote… Read More

Investment Crowdfunding Report Provides Update on Reg CF, Reg A

Kingscrowd, a data specialist in the securities crowdfunding sector, has provided some data on 2024 activity. While not including Reg D 506c, which is almost impossible to track, Kingscrowd shares information on Reg A and Reg CF, which are available to both Accredited and non-accredited… Read More

SPACE ID’s Harrison Seletsky Urges Caution Amid AI Frenzy

While human-like AI agents look to gain a more prominent role throughout the business in 2025, Harrison Seletsky sees reason for concern. The director of business development at the digital identity platform SPACE ID, Seletsky, cautioned that these tolls are still in their early development stages. Likening… Read More

EU: MiCA Predicted to Reshape Global Stablecoin Markets

While MiCA [Markets in Crypto Assets] rules in the EU do not regulate securities it does outline a path for stablecoin integration. Stablecoins may emerge as the next iteration of payments rails with immediate transfers and low cost services. Dary McGovern, Chief Operating Officer of… Read More

Xapo Bank CEO Comments on US Bitcoin ETF Launch on One Year Anniversary

Although the US Securities and Exchange Commission (SEC) fought it tooth and nail, one year ago, the first Bitcoin ETFs were approved by the regulator. The approval brought a degree of mainstream acceptance to the world’s favorite crypto, providing a way for anyone to purchase… Read More

Other World Computing’s Larry O’Connor’s 2025 Predictions

2024 saw significant developments in AI, data management, and performance tools. Other World Computing founder and CEO Larry O’Connor believes progress will continue in 2025. Here are his predictions for 2025. The return of on-prem data, compute, and backup to improve performance, strengthen security, and… Read More

EuroCrowd Sees Crowdfunding as Supporting the EU’s Capital Markets Objectives

EuroCrowd, a pan-European association advocating on behalf of online capital formation in the EU, sees investment crowdfunding as playing a key role in supporting the EU’s capital markets objectives. The key aspect to creating the European Union was the free movement of goods and services,… Read More

Crowdfunding has Become Major Boost for Baltic Real Estate Market: Estateguru CEO

Estateguru noted that the crowdfunding sector, which gained growth momentum worldwide during the COVID-19 pandemic, has opened up opportunities for the public to invest their free capital and boosted the expansion of small and medium-sized businesses. Estateguru pointed out that over the past 10 years,… Read More

Bitcoin Is Well-Positioned for Medium-Term Gains but Q1 2025 Pullback Still a Possibility: Bitfinex Analysts

Bitcoin (BTC), the flagship cryptocurrency, started the first full week of 2025 with strong positive momentum, pushing through the key $100,000 mark on Monday and notching up a positive start to the new year. Ethereum (ETH), XRP, and other major crypto-assets have also delivered a… Read More

UK AIM Listings Over £1 billion at 9 Year Low: Globacap CEO Says AIM is in Decline

UK AIM listings of firms valued at over £1 billion are at a 9-year low, notes Myles Milston, CEO and co-founder of a capital markets technology company, Globacap. According to recent data, just six firms top that amount. In an article in Proactive Investor,  AIM… Read More

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