April 1, 2025 @ 12:24 pm By Tony Zerucha  |  

A new report from the Financial Health Network said a new reporting requirement for credit unions reveals that the impact of overdraft and NSF fees is much higher than once thought. Early in 2024, the National Credit Union Administration (NCUA) mandated that credit unions with… Read More

April 1, 2025 @ 9:40 am By Tony Zerucha  |  

Splitit, a provider of credit card-linked payment installments, this week announced the launch of its new fully Embedded Shopify App – Splitit Card Installments. This new app provides merchants with an all-in-one service, including credit card processing, while delivering a seamless one-click installment payment experience for consumers,… Read More

March 31, 2025 @ 11:32 pm By Tony Zerucha  |  

YouHodler chief of markets Ruslan Lienkha shares his thoughts on Bitcoin’s movements over the next few weeks. Bitcoin has rebounded to $87,400, its highest level in over two weeks—does this indicate a sustainable recovery, or are we still in a broader consolidation phase? From a… Read More

March 31, 2025 @ 10:33 pm By Tony Zerucha  |  

In an uncertain economic environment in which overall consumer financial health, total deposits, annual household income and total investments are declining, retail bank customer satisfaction is on the rise. According to the J.D. Power 2025 U.S. Retail Banking Satisfaction Study, released this week, this counterintuitive improvement… Read More

March 31, 2025 @ 9:28 pm By Tony Zerucha  |  

HashKey, an Asian digital asset financial services group, and Bosera announced the launch of the tokenized money market ETFs, Bosera HKD Money Market ETF (tokenized class) and Bosera USD Money Market ETF (tokenized class). Both were approved by the Hong Kong Securities and Futures Commission (SFC)… Read More

March 31, 2025 @ 4:37 pm By Tony Zerucha  |  

Onbe, a corporate payouts platform, and NRG, a global insights and strategy firm, published their second annual Payouts Landscape Report—Onbe’s fourth annual payments study overall. The findings reveal that digital payments are here to stay—and businesses can stand out with more personalized, consumer-centric disbursements. The… Read More

March 31, 2025 @ 4:35 pm By Tony Zerucha  |  

Payment network Affirm (NASDAQ: AFRM) is deepening its multi-year agreement with J.P. Morgan Payments. The agreement will make Affirm’s solutions available to J.P. Morgan Payments’ network of merchants, enabling U.S. merchants using Commerce Platform to offer Affirm’s pay-over-time plans at checkout. Affirm said its active consumer base grew… Read More

March 31, 2025 @ 10:16 am By Tony Zerucha  |  

Extend, a virtual card and spend management platform, announced it has entered into a referral agreement with Visa. Extend’s solution enables what Visa defines as emerging middle-market companies to manage spending with the power of virtual cards to increase controls, fight fraud, and close their… Read More

March 31, 2025 @ 9:45 am By Tony Zerucha  |  

This week, the Polymesh Association and Ocree Capital announced the launch of a Canadian-regulated real estate platform utilizing blockchain, featuring a $51.9 million commercial real estate property as its inaugural listing. This strategic partnership brings together Polymesh’s purpose-built blockchain for regulated assets with Ocree’s exempt… Read More

March 31, 2025 @ 8:16 am By Tony Zerucha  |  

Fipto, a blockchain-based stablecoin payments infrastructure company, has been officially licensed as a payments institution by the French Prudential Control and Resolution Authority (ACPR), part of the Bank of France. Fipto’s infrastructure bridges digital and fiat currencies, enabling businesses to make instant payments with stablecoins… Read More

March 31, 2025 @ 6:35 am By Tony Zerucha  |  

Grazzy, a digital tipping platform, has joined with U.S. Bank to offer a prepaid debit card program for hourly employees to easily access tips. Employers enrolled with Grazzy’s digital tip service and the prepaid debit card program can issue employees a physical debit card and… Read More

March 30, 2025 @ 10:54 pm By Tony Zerucha  |  

Blockchain and cryptocurrency executives comment on some of this week’s Web3 news. The removal of sanctions from Tornado Cash is a signal that crypto developers can innovate without fear of repercussions. “The recent decision by the US Treasury Department to lift sanctions against Tornado Cash… Read More

March 30, 2025 @ 7:53 pm By Tony Zerucha  |  

TreasurySpring, a global cash investment platform, has launched a new currency conversion capability. This integrated feature targets converting cash between major currencies, providing financial directors and treasurers with an option besides foreign exchange. The new functionality enables platform users to benefit from competitive, auditable, and… Read More

March 25, 2025 @ 8:23 am By Tony Zerucha  |  

YouHodler’s chief of markets Ruslan Lienkha comments on Bitcoin, the S&P 500, and gold in this recent Q&A. BTC reclaiming its 200-day moving average is a bullish sign, but what confirmation signals should traders watch to validate the uptrend? The price is currently approaching the… Read More

March 24, 2025 @ 11:03 pm By Tony Zerucha  |  

Fintech is one of the best-funded sectors for female-led startups, research from Tracxn suggests. The global tech sector has over 69,000 women-founded tech companies, which have collectively raised $309 billion in funding to date. Despite a peak in 2021, when these companies secured $65 billion,… Read More

March 24, 2025 @ 4:51 pm By Tony Zerucha  |  

According to the redesigned J.D. Power 2025 U.S. Investor Satisfaction Study, younger, value-conscious do-it-yourself (DIY) investors who were supposed to drive the transformation of the industry are actively seeking the guidance of live professional advisors in an increasingly uncertain economy. “For younger generations of investors who’ve… Read More

March 24, 2025 @ 11:16 am By Tony Zerucha  |  

Crossmint, a platform for companies building on-chain, this week announced the completion of a $23.6 million funding round led by Ribbit Capital, with participation from Franklin Templeton, Nyca, First Round, and Lightspeed Faction. The company said more than 40,000 companies and developers use its services,… Read More

March 24, 2025 @ 11:12 am By Tony Zerucha  |  

ClearGrid has launched with $10 million in funding to build “the modern debt collection infrastructure for the digital age.” The funding comes across two rounds, with the pre-seed round co-led by Raed Ventures and Beco Capital. The seed round was co-led by Nuwa Capital and… Read More

March 24, 2025 @ 8:15 am By Tony Zerucha  |  

Blockchain industry executives share their thoughts on some issues of the week. High tokenization treasury totals suggest market defensiveness but obscure real-world asset opportunities. “News that tokenized treasuries have hit an all-time high of $4.6 billion, combined with Aave’s decision to abandon new tokens in… Read More

March 23, 2025 @ 6:57 pm By Tony Zerucha  |  

While the Fed held rates at 4.5% this week, YouHodler’s head of risk, Sergei Gorev, doesn’t expect that to last much longer. Gorev said the decision is neutral for the market as it is within expectations. While the market initially perceived Trump’s assumption of office… Read More