BBVA Announces Finalists For Open Talent Fintech Competition

BBVA has announced the finalists of Open Talent, the world’s biggest fintech competition. As previously reported, BBVA revealed that this year’s competition is looking for “the best and brightest” ideas that will shape the future of financial services, with three prizes available

“The competition looks for the very best fintech solutions from across the world and helps these companies to grow by partnering with a leading global bank. Through Open Talent, BBVA aims to drive and support disruption in the banking sector, drawing on innovation that allows it to build services beyond those traditionally offered by a bank. These are the services that will deliver great customer and client experience in the future as industry lines continue to blur.”

A total of €150,000 will be awarded for the three winners of the following prizes:

  • Fintech for Future: €50,000 for the startup with the greatest potential to transform the financial sector in the next 10 years.
  • Fintech for Business: €50,000 for the startup with the best solution to transform the way in which companies manage their finances and data in their operations.
  • Fintech for People: €50,000 for the startup with the best solution to improve the experience of the customer in banking and the way in which people manage their money and their data.

Finalists in each of the categories are as follows:

Fintech For Future

  • Sedicii: An identity verification startup based in Ireland that allows users to verify identity data between two parties without exposing the underlying data.
  • Taqanu: A blockchain-based, digital identity platform and surrounding ecosystem.
  • Cindicator: A hybrid intelligence system where millions of decentralize financial analysts are enhanced by artificial intelligence (AI) to provide valuable and precise forecasts for traditional financial markets and crypto-assets markets.

Fintech for People

  • ToGarantido: A Brazil-based automated chatbot platform, focused on giving consumers online access to insurance combo solutions and specially designed for low income populations in Latin America.
  • ChargeAfter: A financing solution that enables retailers to offer personalised financing options to their customers in real-time through a global network of lenders.
  • Cashaa: A smart digital wallet challenging legacy banking.

Fintech for Business:

  • DunForce: A Spanish software startup and intelligent collection agent to use AI and machine learning to solve the growing problem of late payments.
  • Finnest: A pan-European corporate finance platform which provides established SMEs with alternative access to the capital market and offers investors a key to private placements of financially sound enterprises.
  • Sedicii: An identity verification startup based in Ireland that allows users to verify identity data between two parties without exposing the underlying data.


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